/* FAMILY AND PERSONAL FINANCES - style.css
   SupportCALL ICT Solutions - supportcall.com.au
   Self-contained, dyslexia-friendly, mobile-first, WCAG 2.2 AA target.
   Fonts: Lexend, Syne, JetBrains Mono (all SIL Open Font License, self-hosted). */

@font-face{font-family:"Lexend";src:url("../fonts/Lexend-latin.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:"Syne";src:url("../fonts/Syne-latin.woff2") format("woff2");font-weight:400 800;font-style:normal;font-display:swap}
@font-face{font-family:"JetBrains Mono";src:url("../fonts/JetBrainsMono-latin.woff2") format("woff2");font-weight:100 800;font-style:normal;font-display:swap}

:root{
  --ink:#1c2b25;          /* deep pine - main text */
  --ink-soft:#3d5148;     /* softer text */
  --paper:#f7f5ef;        /* warm paper background */
  --card:#ffffff;
  --line:#d8d4c8;
  --green:#1f5c44;        /* eucalyptus - primary */
  --green-deep:#143d2d;
  --green-tint:#e3ede7;
  --amber:#b97309;        /* wattle - accent (AA on paper) */
  --amber-tint:#fdf3e0;
  --sky:#dce9e2;
  --red:#a83232;
  --red-tint:#fbe9e7;
  --focus:#0f62fe;
  --radius:14px;
  --maxw:1140px;
  --content:74ch;
  --body-font:"Lexend",-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --display-font:"Syne","Lexend",-apple-system,"Segoe UI",Arial,sans-serif;
  --mono-font:"JetBrains Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:var(--body-font);font-size:19px;line-height:1.75;
  font-weight:300;text-align:left;
  -webkit-text-size-adjust:100%;
}
img,svg{max-width:100%;height:auto}
h1,h2,h3,h4{font-family:var(--display-font);font-weight:700;line-height:1.25;color:var(--green-deep);margin:0 0 .6em;overflow-wrap:break-word}
h1{font-size:clamp(1.9rem,4.5vw,2.9rem);letter-spacing:-.01em}
h2{font-size:clamp(1.4rem,3vw,1.9rem);margin-top:2.2em}
h3{font-size:clamp(1.15rem,2.2vw,1.35rem);margin-top:1.8em}
h4{font-size:1.05rem;font-family:var(--body-font);font-weight:600;margin-top:1.4em}
p,ul,ol,dl{max-width:var(--content);margin:0 0 1.1em}
ul,ol{padding-left:1.4em}
li{margin-bottom:.5em}
li::marker{color:var(--green)}
a{color:var(--green);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1.5px}
a:hover{color:var(--green-deep)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}
strong{font-weight:600}
em{font-style:normal;font-weight:600;background:var(--amber-tint);padding:0 .15em;border-radius:4px}
code,kbd{font-family:var(--mono-font);font-size:.85em;background:var(--green-tint);padding:.12em .4em;border-radius:6px}
hr{border:0;border-top:1.5px solid var(--line);margin:2.5rem 0}
table{border-collapse:collapse;width:100%;margin:1.2rem 0;font-size:.95rem;background:var(--card);border-radius:var(--radius);overflow:hidden;box-shadow:0 1px 0 var(--line)}
caption{text-align:left;font-weight:600;padding:.6rem .2rem;color:var(--ink-soft);caption-side:top}
th,td{border:1px solid var(--line);padding:.65rem .8rem;text-align:left;vertical-align:top}
th{background:var(--green-tint);font-weight:600;color:var(--green-deep)}
tbody tr:nth-child(even){background:#fbfaf6}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:1.2rem 0}
.table-wrap table{margin:0;min-width:560px}

/* ---------- layout ---------- */
.skip-link{position:absolute;left:-9999px;top:0;background:var(--green-deep);color:#fff;padding:.7rem 1.2rem;z-index:100;border-radius:0 0 10px 0;font-weight:600}
.skip-link:focus{left:0}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 clamp(1rem,4vw,2rem)}
main{display:block;padding:1.5rem 0 4rem}
main .wrap>*:first-child{margin-top:.5rem}

/* header + nav */
header.site{background:var(--green-deep);color:#fff;border-bottom:5px solid var(--amber)}
.masthead{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;padding:1rem 0}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none;color:#fff}
.brand:hover{color:#fff}
.brand .mark{width:44px;height:44px;flex:0 0 auto}
.brand .name{font-family:var(--display-font);font-weight:800;font-size:1.12rem;line-height:1.2;letter-spacing:.02em}
.brand .name small{display:block;font-family:var(--body-font);font-weight:400;font-size:.72rem;opacity:.85;letter-spacing:.05em}
.not-gov{margin-left:auto;font-size:.74rem;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.35);padding:.3rem .7rem;border-radius:99px;letter-spacing:.03em}
nav.primary{background:var(--green)}
nav.primary ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;max-width:none}
nav.primary li{margin:0}
nav.primary a{display:block;color:#fff;text-decoration:none;padding:.75rem .95rem;font-size:.92rem;font-weight:500;border-bottom:4px solid transparent}
nav.primary a:hover{background:rgba(255,255,255,.1);color:#fff}
nav.primary a[aria-current="page"]{border-bottom-color:var(--amber);background:rgba(0,0,0,.15);font-weight:600}
.nav-toggle{display:none}
@media (max-width:820px){
  .nav-toggle{display:inline-flex;align-items:center;gap:.5rem;background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5);border-radius:10px;padding:.5rem .9rem;font:inherit;font-size:.95rem;cursor:pointer;margin-left:auto}
  .not-gov{margin-left:0;order:5;width:100%;text-align:center}
  nav.primary ul{display:none;flex-direction:column}
  nav.primary ul.open{display:flex}
  nav.primary a{border-bottom:1px solid rgba(255,255,255,.15);border-left:5px solid transparent}
  nav.primary a[aria-current="page"]{border-left-color:var(--amber);border-bottom-color:rgba(255,255,255,.15)}
}
.no-js .nav-toggle{display:none}
@media (max-width:820px){.no-js nav.primary ul{display:flex;flex-direction:column}}

/* breadcrumbs */
.crumbs{font-size:.85rem;margin:1rem 0 0;color:var(--ink-soft)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem;padding:0;margin:0;max-width:none}
.crumbs li+li::before{content:"\203A";margin-right:.4rem;color:var(--amber)}

/* hero */
.hero{background:linear-gradient(160deg,var(--green-deep) 0%,var(--green) 70%);color:#fff;padding:clamp(2.2rem,6vw,4rem) 0;position:relative;overflow:hidden}
.hero h1{color:#fff;max-width:20ch}
.hero p{font-size:1.12rem;max-width:56ch;color:#eaf2ee}
.hero .path-svg{position:absolute;right:-40px;top:0;height:100%;opacity:.25;pointer-events:none}
.hero .cta-row{display:flex;gap:.9rem;flex-wrap:wrap;margin-top:1.6rem}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:.5rem;background:var(--amber);color:#1a1200;text-decoration:none;font-weight:600;padding:.8rem 1.4rem;border-radius:12px;border:2px solid transparent;font-size:1rem;cursor:pointer;font-family:var(--body-font);line-height:1.3}
.btn:hover{background:#d3860e;color:#1a1200}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn.ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn.quiet{background:var(--green-tint);color:var(--green-deep);border-color:var(--green-tint)}
.btn.quiet:hover{background:#d2e2d9;color:var(--green-deep)}
.btn.small{padding:.45rem .9rem;font-size:.88rem;border-radius:9px}
.btn.danger{background:var(--red-tint);color:var(--red);border-color:var(--red-tint)}
button.btn{border-width:2px}

/* cards + grids */
.grid{display:grid;gap:1.2rem;margin:1.6rem 0}
.grid.cols-2{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}
.grid.cols-3{grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr))}
.card{background:var(--card);border:1.5px solid var(--line);border-radius:var(--radius);padding:1.3rem 1.4rem;box-shadow:0 2px 6px rgba(28,43,37,.05)}
.card h2,.card h3{margin-top:0}
.card .icon{width:40px;height:40px;margin-bottom:.6rem;color:var(--green)}
.card p:last-child,.card ul:last-child{margin-bottom:0}
a.card{display:block;text-decoration:none;color:inherit}
a.card:hover{border-color:var(--green);box-shadow:0 4px 14px rgba(28,43,37,.12)}
a.card .go{color:var(--green);font-weight:600;text-decoration:underline;text-underline-offset:3px}

/* callouts */
.callout{border-radius:var(--radius);padding:1.1rem 1.3rem;margin:1.4rem 0;max-width:var(--content);border:1.5px solid;display:grid;grid-template-columns:auto 1fr;gap:.8rem;align-items:start}
.callout .co-icon{width:26px;height:26px;margin-top:.2rem}
.callout p:last-child,.callout ul:last-child{margin-bottom:0}
.callout strong:first-child{display:block;margin-bottom:.2rem}
.callout.info{background:var(--sky);border-color:#b9d2c6}
.callout.tip{background:var(--amber-tint);border-color:#ecc98a}
.callout.warn{background:var(--red-tint);border-color:#e4b1ab}
.callout.warn .co-icon{color:var(--red)}
.callout.info .co-icon{color:var(--green)}
.callout.tip .co-icon{color:var(--amber)}

/* summary box (page top) */
.page-summary{background:var(--green-tint);border-left:6px solid var(--green);border-radius:0 var(--radius) var(--radius) 0;padding:1.1rem 1.3rem;margin:1.4rem 0 2rem;max-width:var(--content)}
.page-summary h2{margin:0 0 .5rem;font-size:1.05rem;font-family:var(--body-font);font-weight:600;color:var(--green-deep)}
.page-summary p:last-child,.page-summary ul:last-child{margin-bottom:0}

/* verified chip + source block */
.verify{display:inline-flex;align-items:center;gap:.45rem;background:var(--card);border:1.5px solid var(--line);border-radius:99px;padding:.25rem .8rem;font-size:.78rem;color:var(--ink-soft);margin:.2rem 0}
.verify .dot{width:9px;height:9px;border-radius:50%;background:var(--green);flex:0 0 auto}
.sources-block{background:var(--card);border:1.5px dashed var(--line);border-radius:var(--radius);padding:1rem 1.2rem;margin:1.5rem 0;max-width:var(--content);font-size:.9rem}
.sources-block h3,.sources-block h4{margin-top:0;font-size:.95rem;font-family:var(--body-font);font-weight:600}
.sources-block ul{margin-bottom:0}

/* steps */
.steps{list-style:none;counter-reset:step;padding:0;max-width:var(--content)}
.steps>li{counter-increment:step;position:relative;padding:0 0 1.6rem 3.4rem;border-left:2.5px dotted var(--green);margin:0 0 0 1.1rem}
.steps>li:last-child{border-left-color:transparent;padding-bottom:.4rem}
.steps>li::before{content:counter(step);position:absolute;left:-1.35rem;top:-.15rem;width:2.5rem;height:2.5rem;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-family:var(--display-font);font-size:1.05rem;box-shadow:0 0 0 4px var(--paper)}
.steps h3,.steps h4{margin-top:0}
.steps p:last-child{margin-bottom:0}

/* journey path (signature element) */
.journey{list-style:none;padding:0;margin:2rem 0;max-width:none;display:grid;gap:1rem}
.journey>li{position:relative;padding-left:3.6rem}
.journey>li::before{content:"";position:absolute;left:1.15rem;top:2.6rem;bottom:-1.4rem;width:3px;background:repeating-linear-gradient(to bottom,var(--green) 0,var(--green) 8px,transparent 8px,transparent 16px)}
.journey>li:last-child::before{display:none}
.journey .j-dot{position:absolute;left:0;top:.15rem;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--amber);color:#1a1200;display:flex;align-items:center;justify-content:center;font-weight:800;font-family:var(--display-font);box-shadow:0 0 0 4px var(--amber-tint)}
.journey .card{margin:0}

/* accordions */
details.acc{background:var(--card);border:1.5px solid var(--line);border-radius:var(--radius);margin:0 0 .8rem;max-width:var(--content)}
details.acc summary{cursor:pointer;padding:.95rem 1.2rem;font-weight:600;color:var(--green-deep);list-style:none;display:flex;justify-content:space-between;gap:1rem;align-items:center;border-radius:var(--radius)}
details.acc summary::-webkit-details-marker{display:none}
details.acc summary::after{content:"+";font-family:var(--display-font);font-size:1.4rem;color:var(--amber);flex:0 0 auto;line-height:1}
details.acc[open] summary::after{content:"\2212"}
details.acc[open] summary{border-bottom:1.5px solid var(--line);border-radius:var(--radius) var(--radius) 0 0}
details.acc .acc-body{padding:1rem 1.2rem}
details.acc .acc-body>*:last-child{margin-bottom:0}

/* forms + tools */
.tool{background:var(--card);border:1.5px solid var(--line);border-radius:var(--radius);padding:1.4rem;margin:1.6rem 0}
.tool h3{margin-top:0}
fieldset{border:1.5px solid var(--line);border-radius:var(--radius);padding:1rem 1.2rem;margin:0 0 1.2rem;min-width:0}
legend{font-weight:600;color:var(--green-deep);padding:0 .5rem}
label{display:block;font-weight:500;margin:0 0 .3rem;font-size:.95rem}
.hint{font-size:.83rem;color:var(--ink-soft);margin:.15rem 0 .5rem}
input[type=text],input[type=number],input[type=email],select,textarea{
  width:100%;max-width:420px;font:inherit;font-size:1rem;padding:.65rem .8rem;
  border:2px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);margin-bottom:1rem}
input:invalid:not(:placeholder-shown){border-color:var(--red)}
.field-row{display:flex;gap:1rem;flex-wrap:wrap}
.field-row>div{flex:1 1 200px;min-width:0}
.result{background:var(--green-tint);border-radius:var(--radius);padding:1.1rem 1.3rem;margin-top:1rem}
.result .big{font-family:var(--mono-font);font-size:1.5rem;font-weight:600;color:var(--green-deep);display:block;margin:.2rem 0}
.result table{font-size:.88rem}
.err-msg{color:var(--red);font-weight:600;font-size:.9rem;margin:-.5rem 0 .8rem}
output{display:block}

/* checklists */
.checklist{list-style:none;padding:0;max-width:var(--content)}
.checklist li{background:var(--card);border:1.5px solid var(--line);border-radius:12px;margin-bottom:.6rem;padding:.8rem 1rem;display:grid;grid-template-columns:auto 1fr;gap:.2rem .8rem;align-items:start}
.checklist input[type=checkbox]{width:1.5rem;height:1.5rem;margin-top:.25rem;accent-color:var(--green);cursor:pointer;grid-row:1;grid-column:1}
.checklist label{cursor:pointer;font-weight:400;margin:0;font-size:1rem;grid-row:1;grid-column:2}
.checklist label strong{display:block;font-weight:600}
.checklist label small{color:var(--ink-soft);font-size:.85rem}
.checklist input:checked+label{opacity:.62}
.checklist input:checked+label strong{text-decoration:line-through;text-decoration-thickness:2px}
.cl-meta{display:flex;gap:.5rem;flex-wrap:wrap;margin-top:.3rem;grid-row:2;grid-column:2}
.chip{display:inline-block;background:var(--green-tint);color:var(--green-deep);border-radius:99px;padding:.1rem .7rem;font-size:.75rem;font-weight:600}
.chip.cost{background:var(--amber-tint);color:#7c4d05}
.chip.time{background:var(--sky);color:var(--green-deep)}
.chip.kid-chip{background:var(--sky);color:var(--green-deep);font-size:.85rem;padding:.25rem .5rem .25rem .8rem;display:inline-flex;align-items:center;gap:.3rem}
.kid-del{background:none;border:0;color:var(--green-deep);font-size:1.1rem;line-height:1;cursor:pointer;padding:0 .1rem;font-family:inherit}
.kid-del:hover,.kid-del:focus{color:var(--amber)}
.result ul.tight,.result ol.tight{margin:.4rem 0 .9rem;padding-left:1.3rem}
.result ul.tight li,.result ol.tight li{margin-bottom:.3rem}
td ul.tight{margin:0;padding-left:1.1rem;font-size:.9rem}
.progress-wrap{margin:.8rem 0 1.4rem;max-width:var(--content)}
.progress-bar{height:14px;background:var(--line);border-radius:99px;overflow:hidden}
.progress-bar>span{display:block;height:100%;background:linear-gradient(90deg,var(--green) 0%,var(--amber) 100%);width:0;transition:width .3s}
.progress-label{font-size:.85rem;color:var(--ink-soft);margin-top:.3rem;display:block}

/* search */
.search-box{display:flex;gap:.6rem;flex-wrap:wrap;margin:1rem 0;max-width:var(--content)}
.search-box input[type=text]{flex:1 1 260px;margin-bottom:0;max-width:none}
#search-results{list-style:none;padding:0;max-width:var(--content)}
#search-results li{background:var(--card);border:1.5px solid var(--line);border-radius:12px;padding:.9rem 1.1rem;margin-bottom:.7rem}
#search-results .sr-topic{font-size:.75rem;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.06em}
mark{background:var(--amber-tint);color:inherit;padding:0 .1em}

/* footer */
footer.site{background:var(--green-deep);color:#dfe9e3;margin-top:2rem;font-size:.9rem}
footer.site a{color:#fff}
footer.site .cols{display:grid;gap:2rem;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));padding:2.5rem 0 1.5rem}
footer.site h2{color:var(--amber);font-size:.95rem;font-family:var(--body-font);font-weight:600;margin:0 0 .8rem;letter-spacing:.04em;text-transform:uppercase}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:.5rem}
footer.site .legal-strip{border-top:1px solid rgba(255,255,255,.2);padding:1.2rem 0 1.6rem;font-size:.8rem;line-height:1.7}
.disclaimer-band{background:var(--amber-tint);border-top:2px solid var(--amber);font-size:.85rem;padding:.9rem 0;color:#5a3c04}
.disclaimer-band p{max-width:none;margin:0}

/* utilities */
.lead{font-size:1.15rem;color:var(--ink-soft);max-width:60ch}
.muted{color:var(--ink-soft)}
.small{font-size:.85rem}
.mono{font-family:var(--mono-font)}
.center{text-align:center}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}
.visually-hidden{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);clip-path:inset(50%);white-space:nowrap;border:0}
.toolbar{display:flex;gap:.6rem;flex-wrap:wrap;margin:1rem 0}
.tag-row{display:flex;gap:.5rem;flex-wrap:wrap;margin:.4rem 0 1rem}
.status-ok::before{content:"\2713\00a0";color:var(--green);font-weight:700}
.icon-inline{width:1.1em;height:1.1em;vertical-align:-.18em;margin-right:.3em}

/* print */
@media print{
  header.site,nav.primary,footer.site,.toolbar,.btn,.nav-toggle,.disclaimer-band,.skip-link{display:none!important}
  body{background:#fff;font-size:12pt;color:#000}
  .card,.tool,details.acc{box-shadow:none;border-color:#999}
  details.acc{page-break-inside:avoid}
  details:not([open])>*:not(summary){display:block}
  a[href^="http"]::after{content:" (" attr(href) ")";font-size:.8em;color:#444}
  .checklist input[type=checkbox]{width:1rem;height:1rem;-webkit-appearance:checkbox}
}
@media (max-width:480px){
  body{font-size:17.5px}
  .card{padding:1.05rem 1.1rem}
  th,td{padding:.5rem .55rem}
}